Caring for your needs with Efficiency, Integrity and Interest

Loan Products

Meeting the needs of our members is one of the hallmarks of our credit union’s service. We can offer loans at lower rates than other financial institutions. Many of our loan products and policies have been designed around specific member requests.

  • Personal Loans
    Personal Loans are uncollateralized loans with rates based on your credit history and your ability to repay. Qualified applicants may borrow up to $15,000 for any good provident purpose. Apply for a Personal Loan
  • Share Secured Loans
    If you need funds but don’t want to tap into your assets, this loan offers truly low rates. Your accumulated savings can serve as collateral for the loan while still earning dividends. Apply for a Share Secured Loan
  • Stock Secured Loans
    If you would prefer, borrow up to 80% of the current market value of your American, NASDAQ, or NYSE stocks without liquidating your investments. Apply for a Stock Secured Loan
  • Vehicle Loans
    We offer financing on a wide range of new and used cars, trucks, and SUV’s. We can provide up to 100% financing on vehicles offering a variety of terms to fit your budget needs. You can get pre-approved before you shop so you know how much you can afford. Apply for a Vehicle Loan
  • Leisure Loans
    Whether you're in the market for a boat to sail the seven seas, an RV to travel coast to coast, or a motorcycle for cruisin' we'll put you in the driver's seat. We offer up to 100% financing, flexible terms - even payroll deduction to make paying your loan even more convenient. Apply for a Leisure Loan (RV, Boat, Motorcycle, etc.)
  • Auto Refinance
    Paying too much for your loan at another financial institution? Let us know. Chances are good that we can lower your rate, payment – or both. Refinance Now
  • Holiday Loans
    Our Holiday Loans are perfect for those small holiday expenditures. No need to feel guilty since the loan amounts are small and the rate are even smaller. Offered from mid November through mid January. Apply for a Holiday Loan
  • Debt Consolidation
    With this loan you can combine high-cost bills into an easy-to-handle, low-interest loan with a rate as low as 4.90%. Borrow up to $25,000 and get the leverage you need to file those bills in the "paid" folder. What you gain is financial peace of mind! Apply for a Debit Consolidation Loan
  • *Disclaimer: Peoples Energy Credit Union lending program is a risk based or tiered system based upon the scores from TransUnion.