Fees - All Accounts

Fee Description	Fee Amount
NSF ACH-Paid or Returned	$25.00
Deposited Check Returned Unpaid	$25.00
Account Balancing - per hour	$20.00
Outgoing Wire Transfer	$25.00
ACH Origination (not reoccurring)	$10.00
Stop Payment (check or ACH)	$25.00
Statement Copy	$3.00/per
Membership Reopening - (less than 6 months from time of closing)	$10.00
Mortgage Release Deeds (Duplicate)	$50.00
Subordination Agreement	$50.00
Home Equity Line of Credit Annual Maintenance	$50.00
Home Equity Line of Credit Late Payment	$25.00

Fees - Share Accounts

Fee Description	Fee Amount
Membership	$ .25
Excessive withdrawal (1 free per month)	$ 5.00

Fees - Checking Accounts

Fee Description	Fee Amount
NSF Check, Bill Payment- Paid or Returned	$25.00
NSF Check, Bill Payment transferred from Shares	$25.00
NSF ACH transferred from Shares	$ 5.00
Photo copy of check	$25.00
No Direct Deposit	$20.00
Paper Statement by mail	$ 5.00
Closed Account - (less than 90 days from time of opening)	$25.00

Fees - Checking Accounts

Fee Description	Fee Amount
Replacement Card	$20.00
Replacement Pin	$10.00
Card Reactivation	$25.00

Fees - Holiday Club Accounts

Fee Description	Fee Amount
Early Withdrawal	$25.00

**Fees are subject to change